Life insurance is a contract between an insurer and a policyholder. A life insurance policy guarantees the insurer pays a sum of money to named beneficiaries when the insured policyholder dies, in exchange for the premiums paid by the policyholder during their lifetime.
A life insurance policy can has two main components - a death benefit and a premium. Term life insurance has these two components, but permanent or whole life insurance policies also have a cash value component.
We believe that the better educated you are about Medicare, the easier it will be for you to make the right decisions about your Medicare health insurance choices. That's why we've created this resource section.
This Medicare information section is here to educate you about your insurance options and provide you with the resources you need to help you select the right plan for your unique needs.
If there's anything you need or if you have any questions, please feel free to contact us. We are here to help.
Dental and Vision plans can be purchased separately of bundled at very affordable prices to meet your needs. Many of these plans offer no cost for standard procedures and can significantly reduce the cost of unexpected problems. makes it easy to get low cost dental or vision plans that fits your individual needs and your budget. Choose from an array of benefit options that include access to network providers that can help keep the cost of your care affordable.
Disability Insurance, often called DI or disability income insurance, or income protection, is a form of insurance that insures the beneficiary's earned income against the risk that a disability creates a barrier for a worker to complete the core functions of their work. For example, the worker may suffer from an inability to maintain composure in the case of psychological disorders or an injury, illness or condition that causes physical impairment or incapacity to work. It encompasses paid sick leave, short-term disability benefits, and long-term disability benefits.
Statistics show that in the US a disabling accident occurs, on average, once every second. In fact, nearly 18.5% of Americans are currently living with a disability, and 1 out of every 4 persons in the US workforce will suffer a disabling injury before retirement.
With our unmatched carrier access we can find the right protection for you and your family, to make sure you have piece of mind.
When you’re looking for health insurance, it’s a good idea to take a look at all the angles. You want coverage that works with your lifestyle, helps you get the best care possible and fits with your financial picture. We can shop from many carriers to find you that coverage With a wide range of plans and an incredibly diverse network of doctors, clinics and hospitals across the nation, you’ll be able to choose what works best for you. No matter what your situation or what type of health insurance you are looking for we can help.
Because we live so much of our lives online, our personal information is continually at risk. As it travels through cyberspace, it can be stolen and used for fraudulent purchases, credit card or bank account applications, tax filings and a host of other things that can severely damage your credit or cause other financial headaches that are hard to recover from. Information also can be sold on the “dark web," a hidden part of the internet where criminals can conduct business with relatively little chance of being caught. ID360 provides a comprehensive solution to help fight identity theft based on Prevention, Detection, and Recovery. Developed by former senior law enforcement professionals their service offers a proprietary ID checkup to provide the most in depth identity analysis allowed by law coupled with best in class monitoring and recovery services at a substantial discount to RetireCo clients.